In 2006 California adopted a graduated licensing program for drivers under 18.
California’s graduated licensing program is a 3 stage program that ultimately allows teens to obtain an unrestricted driver’s license.
A provisional permit allows teens to operate a motor vehicle when accompanied a licensed driver over the age of 25 but teens may not drive alone at any time.
A restricted license allows teens to drive a vehicle without supervision. Teens may not drive unsupervised between the hours of 11:00pm and 5:00am and cannot transport passengers under age 20 for the first 12 months that they hold the restricted license.
An unrestricted license allows a teen to operate a motor vehicle without restrictions.
In California all drivers must comply with the same insurance requirements. Working with an experienced insurance professional is often the best way to ensure you purchase insurance that complies with California’s requirements and meets your personal needs as a teen driver.
In California, the current minimum liability insurance requirements are:
Drivers are not required to carry uninsured/underinsured motorist coverage but carrying this insurance in addition to collision or comprehensive coverage will protect you in the event of an accident.
In California, if you are caught driving without insurance your registration will be suspended and you will be required to provide proof insurance and/or pay a reinstatement fee. You may also be cited for driving without insurance and your vehicle can be impounded.
Idaho’s graduated licensing program ultimately allows...
Hawaii’s graduated licensing program ultimately allows...
Georgia’s graduated licensing program ultimately...
Like many states, Florida has a graduated licensing...
Delaware implemented a Graduated Drivers Licensing...
For parents or caretakers we have information on when you should start shopping for auto insurance for your teen driver, what things you should consider when deciding on the car your child should drive, what factors determine the cost of auto insurance policies and how to pick the best coverage for your teen and family.
For teen drivers we have information on individual policies, how different cars will affect your insurance costs, how much insurance you should carry to protect yourself and your passengers and what kinds of discounts you might qualify for.
We also have information on driving safety and the emergency supplies you may want to keep in your car. We have a checklist for what to do at the scene of an accident if you are a witness or are involved in an accident. We’ve also prepared some helpful information on what to do after an accident happens and what the insurance claims process is like.
So take a look around and we are sure you will find the information you are looking for!