As of August 1, 2009 all teen drivers are subject to Arkansas’ graduated licensing requirements.
Arkansas’ graduated licensing program is a 3 stage program that ultimately allows teens to obtain an unrestricted driver’s license.
A learner’s license allows teens to operate a motor vehicle when accompanied a licensed driver over the age of 21.
An intermediate license allows teens to drive a vehicle without supervision. Teens may not drive unsupervised between the hours of 11:00pm and 4:00am unless they are diving to and from work, a school or church activity or in the case of emergencies. Teens may not drive unsupervised with unrelated passengers who are under the age of 21.
An unrestricted license allows a teen to operate a motor vehicle without restrictions.
In Arkansas, teen drivers are subject to the same insurance requirements as other drivers. That means all teens must comply with the minimum liability requirements in order to lawfully operate a motor vehicle in Arkansas.
In Arkansas, the current minimum liability insurance requirements are:
Drivers are not required to carry uninsured/underinsured motorist coverage but carrying this insurance in addition to collision or comprehensive coverage will protect you in the event of an accident.
In Arkansas, if you are caught driving without insurance, your vehicles license plates will be removed from the car immediately and you will be given 10 days to provide proof of insurance at the time the plates were taken. If you cannot provide proof of insurance you will be subject to a fine as well as a reinstatement fee to have your license plates returned.
Hawaii’s graduated licensing program ultimately allows...
Georgia’s graduated licensing program ultimately...
Like many states, Florida has a graduated licensing...
Delaware implemented a Graduated Drivers Licensing...
Connecticut’s graduated licensing program is a multi-stage...
For parents or caretakers we have information on when you should start shopping for auto insurance for your teen driver, what things you should consider when deciding on the car your child should drive, what factors determine the cost of auto insurance policies and how to pick the best coverage for your teen and family.
For teen drivers we have information on individual policies, how different cars will affect your insurance costs, how much insurance you should carry to protect yourself and your passengers and what kinds of discounts you might qualify for.
We also have information on driving safety and the emergency supplies you may want to keep in your car. We have a checklist for what to do at the scene of an accident if you are a witness or are involved in an accident. We’ve also prepared some helpful information on what to do after an accident happens and what the insurance claims process is like.
So take a look around and we are sure you will find the information you are looking for!