In 2004 Alaska adopted a graduated license program for new teen drivers.
Alaska’s graduated licensing program is a 3 stage program that ultimately allows teens to obtain an unrestricted driver’s license.
A learner’s permit allows teens to operate a motor vehicle when accompanied by a parent, legal guardian or other licensed driver over the age of 21.
A provisional license allows teens to drive a vehicle without supervision. Teens may not drive unsupervised between the hours of 1:00am and 5:00am unless they are diving for work or in the case of emergencies. Teens may not drive unsupervised with passengers who are under the age of 21 unless they are a sibling of the driver.
An unrestricted license allows a teen to operate a motor vehicle without restrictions.
In Alaska, teen drivers are subject to the same insurance requirements as other drivers. That means all teens must comply with the minimum liability requirements in order to lawfully operate a motor vehicle in Alaska.
In Alaska, the current minimum liability amounts are higher than most states and are:
Drivers are required to maintain current proof of insurance at all times in the vehicle. If you are unable to provide proof of insurance for a vehicle, you may be subject to the suspension of your driver’s license.
Because of the rural nature of the state of Alaska there are several areas that are exempt from the mandatory insurance provisions because vehicles in these areas are not subject to registration. A complete list of these areas can be found at http://doa.alaska.gov/dmv/faq/manins.htm
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For parents or caretakers we have information on when you should start shopping for auto insurance for your teen driver, what things you should consider when deciding on the car your child should drive, what factors determine the cost of auto insurance policies and how to pick the best coverage for your teen and family.
For teen drivers we have information on individual policies, how different cars will affect your insurance costs, how much insurance you should carry to protect yourself and your passengers and what kinds of discounts you might qualify for.
We also have information on driving safety and the emergency supplies you may want to keep in your car. We have a checklist for what to do at the scene of an accident if you are a witness or are involved in an accident. We’ve also prepared some helpful information on what to do after an accident happens and what the insurance claims process is like.
So take a look around and we are sure you will find the information you are looking for!