Competing quotes from these and 30 of the largest auto insurance companies.
Indiana’s graduated licensing program ultimately allows 18 year olds to obtain an unrestricted driver’s licenses.
Illinois has a graduated licensing program for drivers under the age of 18 at the time of their application. Licensing Requirements for Teens Illinois’s graduated licensing program ultimately allows teen drivers to obtain an unrestricted driver’s license. Phase 1 – The Permit Teen drivers are able to drive under the supervision of a licensed driver. Teens are not permitted to drive between 10:00pm and 6:00am Sunday – Thursday and between 11:00pm and 6:00am Friday – Saturday. Requirements: Teen must be at least 15 Must be enrolled in an approved driver training program Must pass vision test Must pass written test Phase 2 – Initial License With an initial license teens are not permitted to drive between 10:00pm and 6:00am Sunday – Thursday and between 11:00pm and 6:00am Friday – Saturday. Teens in Illinois are eligible for an initial license if they have complied with the following requirements: Requirements: Must be at least 16 years old Must have held a permit for a minimum of 9 months Must have completed 50 hours of driving practice with a minimum of 10 hours completed at night Must have completed a state approved driving course For the first 12 months, or until the driver turns 18, passengers are limited to one unrelated passenger under 20 years old. Phase 3 – Full License Teens are able to receive their full unrestricted license after turning 18 and maintaining an initial license for a minimum of 6 months without any traffic violations. Insurance Requirements for Teens All drivers in Illinois are required to carry valid liability insurance. Minimum Liability Insurance Illinois’ minimum liability insurance requirements are as follows: $20,000 in bodily injury liability insurance per person; $40,000 in bodily injury liability insurance per accident; and $15,000 in property damage insurance per accident $20,000/$40,000 in uninsured/underinsured motorist coverage Penalties for Driving without Insurance Illinois takes driving without insurance seriously and drivers who are caught driving without insurance will be subject to fines and the potential suspension of their license. We encourage you to work with an experienced Illinois insurance agent to help you avoid this costly mistake.
Idaho’s graduated licensing program ultimately allows teen drivers to obtain an unrestricted driver’s license.
Tickets themselves can cost several hundreds of dollars and the additional points on your teens driving record may cause increased insurance premiums for several years.Read more >
The intermediate or provisional license is the second step your teen driver must complete in order to receive his or her unrestricted or full license.Read more >
TeenMotorInsurance.com is the place to get the information you need to make the right choices about teen auto insurance. Not only will you find ways to save some serious money on your insurance premiums, but your also find some great tools for teen drivers and parents too. Driving for the first time is exciting for teens, and, often nerve-racking for parents. Learn from experts how to make teen driving more affordable, safe, and how families can talk in a healthy way about all facets of teen driving. For everyone in the family, it’s important to do a little homework, breath, and enjoy the ride together!
The key to finding the best policy for your teen driver is to have the facts in hand as to the proposed cost of your policy, whether it’s added onto an existing adult’s policy, or if it’s a new stand-alone policy for a teen driver. The way you can do this without making yourself crazy is to get the facts. Apples to apples, how do the policies compare? Use the same deductible amount, same collision coverage specs, and other options to ultimately compare what price the insurance providers want to charge for the same coverage. By matching up quotes from three or more insurance providers, you’ll usually find that one vendor is the best fit for you with a comparable level of service, and often with a significant cost savings over other companies. The only way you’ll find out is to get three quotes! So get started, and start saving today!